Health insurance can be a guarantee of access to full health care and an alternative to the long waiting lines of public hospitals. However, the monthly fees or annuities are not within the reach of the portfolio of all Portuguese. Find out then some alternatives that will help you to take advantage of low-cost medical consultations in private clinics and hospitals even if you do not have health insurance.
With regard to health, know that Health Insurance and the National Health Service are not your only options. Below we present three alternatives of products and services at your disposal so that you can enjoy health care at low prices.
Health cards are there so you can take advantage of low-cost medical consultations and tests for an annual fee. In some cases, health card discounts also expand to pharmacies and other health-related services.
There are several companies offering such cards – SDO, Kontaninte, PERI, Denris, Sias Kwatro and others – which do not require loyalty, and the duration of the contracts is usually one year. There are health cards that can cost only € 25 a year, while they can result in 50% price reductions in medical appointments at institutions with which you have a partnership. Before ordering a health card, you should see which clinics and hospitals are partners, a very important criterion in choosing the card.
The pioneer in this type of consultation was the Faculty Temp, created in 2013 with the intention of making the specialized consultations in private accessible to anyone without health insurance. The Faculty Temp method was simple: through its portal, it chose a medical specialty, the clinic and / or the professional that they liked best and always paid the fixed price of 37 €. Then he would receive a voucher to use at the chosen clinic or hospital, where he would schedule the appointment according to the availability of the doctor.
Faculty Temp has, however, closed its online portal, but other entities have made vouchers available for low-cost consultations.
PERI is one of them, offering four specialties – ophthalmology, oral health, nutrition and clinical psychology – at prices ranging from € 20-35 per consultation. The PERI low-cost health portal is not yet established, but will be launched shortly.
On the other hand, we have the Odisseias Group, which launched a portal inspired by the startup Faculty Temp and which called Free Health, which can be found here. This site allows you to choose the specialty, the clinic and still your plan, insurance, health system or indicate the absence of one. In case you do not have any of these, the value of the consultations is only 39 €.
Although it is an unorthodox advice, you can book appointments and treatments also through discount portals and promotions.
On sites like Dynogone, for example, we can easily find dozens of healthcare offerings at incredible prices. More prolific in dental consultations and treatments, equipment placement, Nutrition, Psychology or alternative therapies consultations, it is frequent to find discount campaigns with very attractive prices, such as the ones we have chosen from the example below:
- Dental cleaning: polishing with polishing at 15 €
- 4 consultations of Psychology for child or adolescent for 67 € in Lisbon
- Optometry consultation + lenses near or far + frame for 49 €
These three options that we present to you are ways to have access to health consultations and treatments in clinics and private hospitals at prices that would not be possible without having a Health Insurance. Fortunately, nowadays the alternatives already start to be numerous, reason why more and more has less excuses to not take care with his health. (I.e.
If you are familiar with other health products and services within this genus, feel free to share them with us in the comments.