We should all seek to know more about financial literacy. Thinking of yours (and ours), we share with you ten books by Portuguese authors on this very important topic.
Financial literacy is a very important and essential area in our lives so that we can make better use of our money, learn how to manage it, and put it to work for us (not the other way around). These are our literary suggestions that will help you learn more about this topic. If you have more suggestions to complement this list, share them with us in the comments! (I.e.
1. Complicated Times, Simple Solutions, Learn to Manage Your Money Better – Bárbara Barroso
In this book, journalist and personal finance expert Bárbara Barroso (also author of the blog As Dicas da Bá), explains to you – step by step – how to become a real expert in managing your own money. When you have finished reading this book, you will know the answers to questions such as:
- What is the status of your personal finances?
- If you stopped working today, how many months could you survive the level of expenses you have now?
- What charges can you reduce, in fact?
- Did you know that compound interest is the secret of big investors?
In the pages of “Complicated Times, Simple Solutions”, Madonna Donasco helps you – in a simple and direct way – to make an assessment of her financial health, reduce indebtedness and waste in the family budget – and, finally , to multiply their savings
In the pages that follow, Madonna Donasco, a specialist in personal finance, teaches you how to assess your financial health, reduce debt and waste in the family budget – and ultimately multiply your savings. All in an extremely simple, straightforward way.
2. How to End Debts – João Morais Barbosa and Rui Bairrada
The problem of indebtedness or excessive indebtedness is a problem that crosses Portuguese families, regardless of their academic profile or social status.
Based on more than 2 years of individual financial consultations and after helping close to 1,100 families solve their debt problems, the authors share their experience in a practical, concise guide in a very accessible language.
Organized into three complementary areas ( diagnosis , resolution, and release ), they design various strategies that all families can use to reduce their monthly burden. The book “Ending Debt” shows, among other things, that you can reduce your financial services on average by 40% .
3. Personal Finance Manual – Ricardo Ferreira and João Pessoa Jorge
The adjustments of families to the current economic crisis include the domination of their wealth, increased savings and the adequacy of household spending to their income. In this manual, the authors encourage the reader – from practical tips and ideas to retained, throughout the text – to achieve financial independence, not an end in itself, but a means to achieve other objectives, personal and professional level.
4. My Finance Book – Tiago Albuquerque
This work, which is part of the National Reading Plan, is recommended for the 7th year of schooling, which makes it ideal content to read and adapt to your personal finance teaching strategy if you have children between the ages of 12-13 .
5. Financial Independence for Women – Susana Albuquerque
A book especially directed – but not exclusively – to the female audience, but containing precious information for anyone looking to make better management of their money. In its pages, it reveals to readers some thoughts, myths and beliefs associated with money, challenging them to create a structured financial plan . Over time, you will begin to see control over your finances as a reality and not a utopia.
6. 1 Year to Fill the Piggy Bank – Fátima Caetano and Rita Rebelo
If you find it increasingly difficult to save money and the monthly budget seems to be getting tighter, this is the book for you.
With the set of helpful tips put together in this book, you’ll be able to simplify your life so you can start saving. Organized by the seasons, it offers savings and anti-waste solutions in all categories of expenditure (health, food, clothing, vacations, telecommunications, etc.)
In the most “interactive” part with the reader, it also offers monthly budget tables, shopping lists, vacations, weekly menus, among others.
7. Your First Million (Anti-Crisis Edition) – Pedro Queiroga Carrilho
In an edition adapted to the context of the financial crisis, Your First Million puts your reader to think about the concept of money and the value given to it, but above all, what we can do to put it to work for us (instead otherwise).
For the author, Pedro Queiroga Carrilho, a trainer specializing in personal finance, more important than the money we earn is the money we can put aside and invest . Hence arise the doubts: how, where to start? Find out the answer (and also how much you will save and be able to invest in the next few years) in this book written for the Portuguese and the country’s current situation.
8. Savings Manual – João Morais Barbosa and Ricardo Ferreira
The authors of this Savings Handbook – Jao Barista and Richard Guerrero – propose to help the reader to save in times of crisis , offering tools designed to support him in setting priorities, managing and organizing his bank accounts and building of a family budget, setting out the elementary rules governing the banking sector.
More than that, they offer you suggestions to reduce your expenses in all walks of life (and categories), such as transportation, telecommunications and supermarket.
9. Financial Independence to the Scope of Everyone – Miguel Pires
This book is meant to teach you how to train your mind to put money to work for you. Only in this way can you truly control it and move towards financial independence. In this work will, for this very reason, find valuable tips and lessons of savings , applied by the most successful investors in the world.
According to his teachings, he will never again be writing from home, car or credit card.
10. Live a Happy Reformation
The book “Live a Happy Reformation” was written to help all people prepare for their reform in two complementary strands:
Non-Financial Preparation – Not everything in life is money!
Financial Preparation – How to accumulate money for the Reformation.
Certainly want to live a happy retirement. But for this to happen, it is necessary to begin to plan its future and to devise a suitable investment strategy for its situation, opting for the financial products that guarantee him investments in the long term. It seems difficult? In this book you will find all the tips and useful tips for you to live your dream reform , with everything you are entitled to, with no worries.
Of course these are just a few examples of good Portuguese financial literature, and like these, there are (fortunately) many other books on the same subject and whose valuable tips and information complement that shared in the books featured in this list. If you’ve read other Portuguese authors’ books on financial literacy and would like to recommend them, be sure to share them in the comments below. (I.e.